ASO ASO - Management Benefits Fund Dental Plan / Superimposed Major Medical Plan ASO

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For more information on the MBF Dental Plan, please visit the dental section of the MBF website at to view the updated description of the Dental Plan.

Or call the Dedicated ASO Service Center for MBF at 877-844-7667

Dental Networks

With ASO, you will have access to their network as well as the Careington Network, a national network with more than 250,000 locations. Close to 90% of members see dentists in these networks. When you go to your dentist, tell them you have dental coverage with MBF through ASO and the Careington network. The dentist search tool will help you locate network dentists, view information about the office and review your expected out-of-pocket expenses.

Use this link to verify that your dentist is participating Search Participating Dentists

MBF 2023 Dental Plan Enhancements

Enhanced Benefits:

Plan Design 2022 Current Benefits 2023 Enhanced Benefits
Service Dates Services Rendered prior to 1/1/2023 Services Rendered on or after 1/1/2023
Annual Maximum (Individual) $4,000 $5,000
LT Orthodontic Maximum $4,000 (medical requirement for adult orthodontic treatment) $6,000 (eliminates adult medical document requirement)
Basic Restorative (extractions, fillings, root canals and periodontal treatment) (Out-of-Network) 70% 80%
Major Restorative (crowns, dentures and bridges) (Out-of-network) 70% 80%
Dental Implants (In-network and Out-of-network) 50% 80%
Extractions, Fillings, Inlays, Onlays, & Crown Limitation Limitation of 5 Years Limitation of 3 Years
Full/Partial Denture Replacement Limitation of 5 Years Limitation of 3 Years
Fixed Bridge Replacement Limitation of 5 Years Limitation of 3 Years

The Management Benefits Fund is pleased to offer supplemental (last-payer type) medical coverage to its members through its Superimposed Major Medical Plan (SMMP).

This plan supplements primary health insurance coverage by providing additional coverage to members who incur substantial qualifying out-of-pocket medical expenses that remain after all other health coverage has been applied. After an individual calendar year deductible is satisfied, the plan reimburses 90%* of non-reimbursed covered medical expenses at Reasonable and Customary (R&C) allowances until out-of-pocket expenses reach $2,500.

* Reimbursement is at 80% of R&C for out-of-pocket costs incurred for prescription drugs.

For more information, please visit the MBF website at to view the updated description of the SMMP or call the Dedicated ASO Service Center for MBF at 877-844-7667
Claim Form Contact ASO

COBRA and Young Adult Coverage (YAD)

Continuation of coverage is subject to all terms and conditions outlined in the MANAGEMENT BENEFITS FUND SUMMARY PLAN DESCRIPTION and may end in certain circumstances, including, but not limited to pay premiums, fraud, or the individual no longer meets the eligibility requirements for Young Adult Dependent Coverage.

To be eligible for MBF Direct Pay Coverage Continuation (“DPCC”), the Young Adult Dependent(YAD) does not have to live with an MBF Member, be financially dependent on an MBF Member, or be a student. However, the Young Adult Dependent must meet the following requirements:Be unmarried, Be 29 years of age or younger, not be covered by Medicare, live, work or reside in New York State, or the health insurance, dental or vision care program service area. The MBF member must be active in MBF in order for his/her Young Adult Dependent to be eligible for DPCC. For more information regarding MBF YOUNG ADULT DEPENDENT COVERAGE, please visit MBF website at

    Make Check Payable to: Management Benefits Fund
    Mail Payment and a Copy of this Invoice to:
    ASO, PO Box 9010, Lynbrook, NY 11563
    Please reference in Memo Field: Member ID# and Period
    Please email with the subject Online Payment Enrollment and indicate your Member ID# (MBF….) in the body of the email. A link will be sent to your email address for you to make an online payment and set up recurring payments

For questions regarding your COBRA or YAD Coverage and Payments call the ASO COBRA Service Center at 516-394-9477  Contact ASO

Or Call

  • 877-844-7667 (Toll Free)
    9am - 5pm Eastern


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